May 1: May the Butterflies Bloom in Your Life!

Butterflies in Blue

It is no secret that the butterfly is  symbol of transformation.  Believe it or not, but find the time today to ponder the power of transformation and the power of the butterfly!  The butterfly transforms nature after it experiences one of the greatest transformations nature displays.  From a caterpillar to a chrysalis to a beautiful work of art.  The butterfly has as many differences as anyone you may see in human form.  And their whole existence is a transformation.  They may go through a self confidence journey as the caterpillar; but then they really go through a “who am I” journey as the chrysalis to become a wonderful work of art.  But they were always totally together from the moment of their birth.  Yes, they had to go through a lot to realize that they had wings and could fly.

And you, too, have been transforming since birth.

Much gets in your way of realizing your beauty along the way, but trust me, you have wings, and like the butterfly you may not see them.  Come with me on a journey that starts today.  Learn to believe you have power and excellence and beauty and JOY.

I am only with you for a part of your total transformation:  I am here to help you find JOY in your MONEY, which may help you find more JOY in your LIFE…

This is not a materialistic journey.  It is a journey to show you that money is only a tool to help you find JOY.  It has nothing to do with the Power of Attraction; but you have everything to do with the Power of Attraction.  If you find your JOY, you attract more JOY!  It has nothing to do with gaining POWER; but it has everything to do with finding your POWER with MONEY.  This is not a woo-woo journey; but it helps to understand what woo-woo is all about!  This is not an MBA to Finance; but it includes an education of basic finance in your life.

This is about JOY!  This is about YOU!  Ready…just pay attention today to the beauty n your life, and, maybe, just maybe, a butterfly will cross your path…JOY!

Financial Self Defense, Sexy Spending Plan, What Do You Want Me To Do?

brave lyric 3 jpg

Yes, I want to see you be brave, in the words of Sara Bareilles!  Practicing Financial Self Defense, Working in a Sexy Spending Plan, and more is what I am asking you to do.  This is some of what it takes to have a good relationship with money.  This is what it takes to Empower Excellence!    This is what I wish for you!


Cheryl Strayed’s book by the same title, BRAVE ENOUGH, shares many thoughts about being brave.  I will share some of the thoughts in the book in the coming days.  But let’s start with “Are you brave enough to break your own heart?”

Yes, I mean that exactly.  Anyone who has ever wanted something materialistically so bad that they would die if they could not have it understands this thought.  It could be a car, it could be a pair of fantastic shoes, or it could be a pair of Uggs.  Really it could be anything.  And what makes that object so desirable?

It is like sex, you fantasize about it for so long.  Then comes the day when the desire is materialized.  Maybe the joy lasts for a minute, a day, a week, or a month; but then it becomes part of our ho-hum world.  Boring!  And on to the next desired scenario!  Without going into the deep reasons why we create these fantasies, if we deny ourself what we truly believe we have to have to go on living, we truly can have a broken heart for a moment or two or a month or two…  Not going there.

To deny yourself so that you are brave in the area of money, you may be brave enough to break your own heart.  Maybe…                                                  


ENERGY Begins the Process

Things and timing!


It is Saturday, truly a time to unplug, but lately Saturdays, even when I plan them differently, turn out to be work days.  It is the life of an entrepreneur who is truly building their business, which I know will be forever, because I am an entrepreneur–there are always new things to do!

Weekdays are networking, client meetings, and learning adventures!  All of these things are necessary to keep the brain going and the business going.  I love all of those things, too.

And then there was this week…  While I try to let the news of the world pass right on by because the vibrations many times are negative.  God did not put me here to solve the problems of the world.  I have my mission, my people, and I am very vigilant about keeping up with those parts of my life.  But this week was something else.

With my extensive background with government and financial services, I do manage to get dragged into current events, feel the vibration, and then be affected by the happenings of the world.  This week was monumental in several ways for me.

Fugitives on the run bother me; people can tend to be erratic when they are being pursued–somehow they do not feel there is a way to turn their situation around.  One New York fugitive is still on the run after his fellow escapee was found and killed.  Killing bothers me no matter what the circumstance.  Life is precious no matter what the circumstances are.

The South Carolina murders and the subsequent funerals really bothered me…life is so tentative.  None of us know when our Earth journey is complete.  What really was inspiring this week was the funeral where President Obama gave the eulogy, and then, totally out of the presidential demeanor led the congregation in “Amazing Grace”.  That still gives me goose bumps as I write this!  There are moments in this presidency that I am totally awe inspired.

The weather this week in Northeast Ohio has been like the 40-day floods, and rain is predicted every day for the next week.  The loss for people and the disruption to their lives in my own communities is eye-opening.  It is amazing how focused they have been on material things in their lives.  People have not died because of this weather…but their material goods have definitely found their way to the curbs from rain and flood damage.

So far this week the taking of lives in our country and elsewhere by the hands of other humans far overshadows for me the loss of material goods.

But the most awe-inspiring time this week was the Supreme Court decision on marriage.  There is no more to say.  This is a definite paradigm shift in the United States.  It took a long time, but life is sacred, and love is more sacred.  There is nothing more enabling than love…

Love can heal everyone and everything.  That says it all.  It is all about love.  It is not all about money or things.  It is all about love.

Timing sometimes amazes us…marriage is all about love, about family.  Love can overcome terrorism, prison escapees, racial-inspired deaths, and much more.  Love is really what Mother Nature is all about.  Really.  Her pouring of the waters upon us in the form of rain is a matter of sustaining life.  In the big picture.  The timing in our life is not something we are told about in advance.  Life happens, stuff happens, but love is always happening.  Love is the one thing we can control.

Is Pretentiousness Really Materialism? Why Can’t Everyone Just Be Real?

THE Mask    Oscar Wilde Quote jpg

it has taken me years to become who I am.  No surprise in that.  It feels really good to be me… I can do things today that would have really bothered me years ago, months ago:

Forgetting my earrings would have sent me back to the house to get them

Styling my hair every day

Never going without makeup

Attending a social event without my nails being perfectly polished

Wearing an outfit twice in a week

Having the perfect gift for someone

Being different from everyone else in the room

Spending an extended period of time wit my ex-husband

Being quiet when everyone else is jabbering away

Leaving an event when it just is plain boring

Expressing my unpopular opinion  with ease

Telling someone gently when they are just wrong in their behavior

I believe a lot of this freedom, and it is freedom, comes with getting older and with letting go of EGO.

And I welcome that freedom from EGO

But there is more to it than that.  So much of what we do is to keep up with others, and that is pretentious.  Keeping up an image that is not us, but our EGO tells us we must do this and we must do that.  So much of this is materialism instead of doing what we feel is the absolute right thing for us to do.  I try to keep my personal life personal and out of this blog, but I must depart from that today.  I am very lucky to have two wonderful sons, a good daughter-in-law, and a beautiful grandson who recently celebrated a birthday, his first birthday experience.  As another guest expressed about the party experience that day, “How are you going to reach this level of entertaining next year?”  It was a beautiful production inspired by Disney, but it was a little over the top.  It was months in planning and production.  The guests even to an extent followed the theme, and everyone’s expectations of themselves were demonstrated in the gifts given.  It was a wildly extravagant first birthday party given with total love.

Having reached a different point in my life, three years into being an entrepreneur, I did drag out my appropriate Disney shirt, I made a wonderful dish that I knew my son would love, I wrote my check for a large amount for me (a year ago, I would not have been able to write this check!), I did not have time to do my nails, and off I went to the party.  Relatives of my ex-husband were there–had not seen them in years, ex-husband and his significant  other were there, my daughter-in-law’s family was there.  The food was great–an extravagant spread with an over-the-top cake.  But the guest of honor, my grandson was most intrigued by a plastic water bottle, a crinkly drink cup, and a simple ball that was a gift.  But the hit were the balloons.  He is 12 months old.  This production will give him great memories in photos, but he will not remember this.  I will remember following him up the stairs to his bedroom where he went to the diapers and looked up at me–he needed changing, and we accomplished that.  I will remember him reaching his arms up to me when I arrived.  I will remember him demolishing a cupcake and cleaning him up after that.  He is precious, and everyone agrees on that.  He is loved by all.  He learned about ripping open packages, so many packages with so many toys to add to the so many toys he already has.  But his favorite current toy is a big empty peanut can stuffed with empty water bottles that make an excellent noise when you shake it.

My gift to him was the check to be added to his college fund.  I like to call it his “Future Fund”.  And I will be his advocate through his life and be there to support him in his “Future” whether that includes college or not.  He is a budding flower.  No matter how he blooms, I believe in his potential without all of the hoopla and materialistic demonstrations.  The most important gifts given to him were gifts of love and belief in his potential.

Part of my morning is a daily reading from a favorite person of mine, Tama Kieves.  I would like to quote her this morning which led to this blog and really demonstrated that our being someone other than who we are takes away from who we really are:

“It takes so much energy to impersonate what you think others want you to be.  It’s so tiring to keep up an appearance or role.  Why not drop the effort to impress or hide?  Honesty is exciting.  Want more stamina and kick in your life?  Strop propping up something that doesn’t stay up on its own. “

Drop the effort and just be you, be real, and let those around you begin to be real, too!

Butterflies Abstract

Everyone & Everything is Related, We Are All One, We Are Related to Our Money! WHAT????




And humanity is now deciding which species will survive (and which ones will not)!

Interesting that parental care through the ages was learned; sensibility, caring, empathy, and compassion evolved from that.   Mother Nature is one of our most interesting examples of parental care.  The human psyche experiences all of this in relationships, in seeing the worth of each person, in being sensitive to our own and others’ needs, and in nurturance.  Losing these traits can lead to all kinds of bad relationships, and eventually, the loss of our personal self-worth.  That is where the money relationship is affected.

All of the above traits involved in interrelatedness need to be nurtured, and in turn, when they are nurtured, we are more open to not only nurturing ourselves but also in nurturing others.  The same needs to be done with our relationship with money; it needs to be nurtured.  Becoming overly concerned with money leads to a dependent relationship with money.  A relationship that we turn to when our personal self-worth is lagging.  A relationship that can lead us to decisions that are more beneficial to others rather than to ourselves.  

The beach glass in the accompanying photo demonstrates the interrelatedness of “things”:

Beach glass begins its existence as sand, sand becomes  a component of the glass, the glass is used and abused–yes, abused when it is disposed of into a body of water–but then Mother Nature steps in and recreates the pieces of glass and turning them into pieces of beauty, sought after, collected, and turned into, in some cases, material goods to be exchanged for money!  We relate to the beach glass in each step of the process…

Just like money, beach glass can hurt us or help us.  Step on a piece and cut your foot, that hurts!  Find a piece and save it as a memento of a trip to the water’s edge, that helps us.  Money can be used to hurt or to help, even in the smallest of ways.

Think about it…