There are no “tests”…

Yes, I fall into the trap of thinking “this must be a test”. But, there are no “tests” and we are not being judged. Life is what life is and we happen to life, life does not happen to us. Every moment is what we make of it, and those moments add up. Every morning when we awake it is time to begin again making the best of the new moments in the new day, etc. If we look at life as a series of lessons for the journey we chose to take, we learn and we move on, and one day we wake up and we are really happy! Trust me, it does happen…

My Mantra for a Monday…

With the weekend productive, how has your Monday been? This graphic came to me this afternoon, but it resonated because first thing this morning my brain was busy with the thought that I am serene in my soul, happy in my heart, and inspiring in my mind. I liked that. This was the result of my power hour at 5:30 AM. I start my day with meditation and let the brain take it from there before I get up. It is so true that how you start your day will drive the remainder of the day, so if we take it to the concept of a week, it could be a really good week I think. So far the day has had its ups and downs, but overall, I am serene, happy, and inspiring, and the work day is just about over. Not bad for a Monday, let’s try to take it through Tuesday, shall we?

June 22 is not too late…

June 21 is a memorable day for many reasons: an anniversary of a marriage long ended and an anniversary of six years of a marriage still growing. One has been released and the other is still being welcomed! But it is the longest day of the year, and it is a beautiful time here in Oberlin, Ohio. The Sun has been with us three days this week, and it is welcoming the Summer season, a season of light that is burning bright within me. It is a time to welcome many changes: one of which is the verbal recognition that I am happy here in Oberlin. Another major change is allowing others to be in my life, to accept offers of help, to bring others into my life simply and easily, to relish the time spent with loved ones and to release all negativity. It is also a time to release worry for all things work for the good. All in all, it is a time to release people and things that have outlived their reason to be in my life. I came to Oberlin for many reasons, and I will stay in Oberlin for many more. It is a place where my soul feels warmth and a glow of growth. No more need for constant change, just a need for constant growth. And it begins with the first day of Summer, a glorious first day of Summer!

Family Legacy: Money & Kids

Kids are naturally, at the time of their birth, happy; they just don’t know that is what they are feeling!  They are totally taken care of in the usual situation for there are always exceptions.

Happy children are great!  As children grow they learn how to feel unhappy, to show their unhappiness, and to use their happy/unhappy face to manipulate the adults and other children in their lives.  I am not one to sugarcoat anything!  I have raised two children and am now observing two grandchildren.  The smarter they are, the more they learn to manipulate; it is their way of coping!

And we love them for it or are inspired by it depending on the child and the situation.

For you, if you are considering a Family Legacy of Financial Wellness, learn to observe children as you move forward.

One of the first thoughts when you begin to discuss a Legacy from all of your family, especially the children no matter what their age, is that you must be “loaded”.  Crass term but still used.  Let’s set the record straight:  you do not have to be rich to create a Family Legacy of Financial Wellness.  A Legacy is what you will leave your loved ones with some day:  thoughts, memories, behaviors, and maybe money.  It does not matter how little or how much money you have!  Okay, so let’s move forward knowing that “children” will not believe that.  They will think you have been “hiding” your wealth from them, and nothing you say will change their mind.  So, let them think what they want:  this is your Family Legacy of Financial Wellness.  The end result for all who do this is to leave their mark on their family that will endure once you and your money are gone!  

Children and money need to become acquainted early in their lives.  I have shared what I began as a Family Legacy for Financial Wellness with my grandsons.  They already know that Gram Gram Jan has enough money to share because she sends them money.  They are small, and the amounts are small, but that is what is appropriate for them as they learn to manage their own money even if it is hoarding, robbing each other, and only saving.  They get it that money becomes personal and they can make decisions about what is theirs!  This early experience will grow with them.

So, remember, with children especially, your Family Legacy of Financial Wellness is personal–it is yours.  It is up to you how you start, how you continue, and how you make the intention for it.  And the children be damned, not really, no matter how old they are!

More Sleep, Less Stress, Fulfillment

struggles-are-ok

It is almost the universal prescription to heal and head towards fulfillment in life:  More sleep, less stress.  And then there are those who get stressed trying to get more sleep!  But it is true that when stress sets in and nothing is working sleep does work.  It is the same reason children need naps!  Well adults need naps, too!  I know I do.  Just this morning, after a very long day out of town celebrating Halloween with “the little people”, I awoke after 7 hours of sleep to meditate and go back to sleep for another 3 hours.  Oversleeping was stressful but I am fully aware that my body needed the sleep.  Sleep is a healing modality that can help with stress, your inner state, and your insecurities, like money issues.  Finding and maintaining a fulfilling lifestyle is a moment to moment undertaking.  Daily we struggle to make sure that we have happy moments and happy days–that is how having a happy life, a fulfilled life develops.  Positivity is a constant healer for physical, emotional, and mental distress.  Directing your energy in each present moment can heal many issues over time.  

The Struggle With Money…Real/Unreal?

Be Happy

Money a struggle for you?  Maybe it is, maybe it isn’t!  There are so many times in conversation it becomes apparent that many DO have a struggle with money.  At least that is what they tell us.  But is the saying really true, or are we simply having our own personal struggles that then pull money into the picture?  If that is the case, it is a choice to blame money when it might not really be true.  It may be our emotions running amuck!  It may be a bad day or a bad month with our decision making in other areas of our lives.  Your day at work might be bugging you, and you realize that you are there because of the money!  Your significant other may be giving you some concerns regarding their money or your money!  But is it really the money?  Think about it, and then assign the blame where it belongs, go along with your day, and resolve to find some small way to begin a correction in the area that is keeping you from “Happy”!

The Struggle With Money…Real/Unreal?

Be Happy

Money a struggle for you?  Maybe it is, maybe it isn’t!  There are so many times in conversation it becomes apparent that many DO have a struggle with money.  At least that is what they tell us.  But is the saying really true, or are we simply having our own personal struggles that then pull money into the picture?  If that is the case, it is a choice to blame money when it might not really be true.  It may be our emotions running amuck!  It may be a bad day or a bad month with our decision making in other areas of our lives.  Your day at work might be bugging you, and you realize that you are there because of the money!  Your significant other may be giving you some concerns regarding their money or your money!  But is it really the money?  Think about it, and then assign the blame where it belongs, go along with your day, and resolve to find some small way to begin a correction in the area that is keeping you from “Happy”!

Should YOU hire a Money Coach?

Simplicity less focus

While I resist blatant self promotion, the time has come to answer the question I am presented many times:  “Should I hire a Money Coach?”

Yes, you should.  That was simple.  And I do try to keep it simple.

One thing I hear over and over when someone asks what I do and I respond that “I am a Money Energy Coach” is that “everybody needs one of those,” especially when I explain how I personalize each person’s situation to solve a concern they have with money.  It is true everyone needs a money coach, especially a money energy coach.

Money, however, is very personal and full of hangups that occur during the growth process into adulthood:  it is like a maze that baffles almost everyone.  But, let’s be a little general about why you need to find “that special (financial) someone.  The biggest thing is that teaming up with a money professional can give you a more optimistic financial outlook.  And optimism is good energy.

First of all, you may think that money is a “problem” so why should I spend money for a coach.  It may seem illogical, but my years of training, and there were a lot of years spent becoming a financial planner, can save you time, improve your bottom line, and move your money relationship onto the right path.  Studies have shown that working with a pro can put you on track, keep you on track, and create a happier situation with your money.  

BUT, and this is a big one, do not just hire anyone…in the coming days, I will share more about when it is wise to pair up with a pro, what to expect, and how to leverage this relationship into a better money relationship.

The Joy of Money is Not Money at All!

Joy in the Ordinary

It is so much a part of what I do in my work with Money Energy:  JOY!  But the truth in the matter is that money does not bring you JOY.  It is what you think, feel, and do about money that brings JOY!  So many think that “when they have money”, they will be happy, they will be free, they will have JOY.  WRONG!  Happiness can be found among the least economically advantaged in the world.  Freedom often comes when folks leave the corporate world of money, leave their hometown, leave their significant others, and leave the MONEY behind when they do.  JOY comes from within–mentally, emotionally, spiritually.  When the JOY is found, the MONEY follows….