On Thanksgiving we all can be enlightened!

Thanksgiving comes but once a year, but in essence it can be every day when we are thankful for so many people and things that are taken for granted. Gratitude is a part of my daily meditation and living in the NOW. I know I am grateful for my two sons every day that they are healthy and that they have a healthy outlook most days. I am grateful for my two grandsons who bring love and laughter to everything we do together. I am grateful for my daughter in law for her gift of the “little people” to this world. Always, I am grateful for my sisters and their families because they are what constitutes my solid ground and they are now bringing new people into the fold with two nieces who have each had a little boy over the past year and a new daughter in law on their part with an upcoming wedding. But I am also grateful for my home in Oberlin and the ability to live where I feel a part of a quietly intelligent community that feels like “home”. And that is important as I continue growing my livelihood and pursue my writing. I am on my path of intention. I am always grateful that I am fully aware and comfortable that Source is with me and I am part of Source for that is where all to be grateful originates from…and that gratitude is every day including thanksgiving.

Awe, Isn’t This Selfish?

Growing up Catholic, we were taught to be kind and not to be selfish, and we all did as much of what we could to follow the rule of “what would Jesus do”? And then we grew up, we understood what we were taught, and we felt guilty when we began to take care of ourselves: our needs and our wishes and our dreams. The guilt was there, and the guilt deepened when we had a significant other and when we had families. We loved all of the “family” in our lives, but we began to feel an internal rumble that was identified as “guilt”. But we put the guilt aside because we had loved ones to care for. Most of us became part of a two wage earner family out of need for fulfillment and for cash flow, and more guilt grew. The years went on, we tried, especially as women to do it all: family, work, community. And, yes, there were times and ways we tried to include self care. Successful? Sometimes, sometimes not. And now, no matter our age, we have thoughts, we have dreams, we have visions, and the guilt sometimes rears its ugly head! For all of these reasons, for all women of all ages, for all who are caring for parents, for all who have been single parents, for all who have not chosen marriage and family, for those who are young and wondering how to “have it all”, for every woman, I have created with the help of many women so far this summer AGELESS WOMEN OF WISDOM. All women, no matter the age, have wisdom. Sometimes, we just do not have the time to share it, but the wisdom is there to SHARE. Stay tuned and begin to believe that Self Care is not selfish.

SELF CARE IS THERE TO SHARE …ageless women of wisdom is there to help you SHARE…for YOU have Wisdom to SHARE! Please contact me to learn more janicelitterst@gmail.com or COMMENT on this page.

And Where Do Dreams Happen in a Legacy?

When you have brought the members of the family together to Collaborate, to Compromise, it is time to share your dreams, your personal dreams for the Family Legacy of Financial Wellness.  To the point that you want to know and cherish the members of the family’s dreams, you also need to talk with them about their dreams as it will affect your perception of what you want your Family Legacy to be as you grow and eventually transition for it is then that you want the importance and significance of the Family Legacy to be meaningful.  And it cannot be meaningful if you do not have knowledge of the others’ dreams.  This is about YOU, but it is about you leaving a Legacy that will live on.  Talk about the dream YOU have, but also talk with the others about their dreams.  It brings a new perception to all involved knowing that the Legacy is truly one for the Family!

janicelitterst@gmail.com

Do YOU have a Set of Core Beliefs? Values?

It was in 2011 that I put together my Core Values, even before I found my solid foundation outside of the financial planning industry.  I needed to know what guided me before then and at the moment and into the future; and they have not changed.  In 2012 I wrote my book to be published this year about money energy; that title has changed and will be changing as I change in my practice.  These beliefs, or values, rule what I do in all parts of my life:  they are mine!  

Now in 2019, these Core Beliefs have guided me in working through the program of Family Legacy of Financial Wellness for families looking to be strong financially now and into the future well beyond their transition.  

My clients in their 40’s to ’60″s and beyond have achieved in their lifetimes to a level of success defined by each of them just as their “family” is defined by them.  They are now at a time where they have a desire to create meaning for themselves, their “family”, and their world “self worth”.  

The program is living by design, not by default.  The participants personally design the opportunity with mindfulness and purpose.  They are looking for accountability to ensure that their purpose and design is achieved. 

Take the time this weekend to think about your core beliefs or values…how do you want them to be achieved?

janicelitterst@gmail.com 

2019 The Year of the Family Legacy, Financial Wellness, and Money Energy…

It happens every year: January 1! And it is “happy”. This year, my focus not only with my company Empower Excellence but also personally is a Family Legacy, Financial Wellness, and Money Energy.

I am not even going into any of 2018; it was a year of preparation and development, and this year is a year of manifestation and joy.

So, what is New Years’ Day all about for me… It is stabilization. It is the acceptance of what is right now. It is a day of gratitude for Family Legacy, Financial Wellness, and Money Energy, all of which I am living right here, right now in the moment. I am building a Family Legacy; and, as I have said defining and redefining who is “family” is important. That still remains unwritten, Source will make it apparent as the days go on. Financial Wellness is appearing after years of focus and discipline in all parts of my life. But Money Energy is truly alive and well.

And I am alive and well, ready to embark on the new collaboration with a wonderful woman of wisdom. The program is beginning to come together, and I see the concept of “Ageless Women of Wisdom, Empowered to Become…” on the horizon as I work in my office overlooking the winter lake of my backyard, and the arrival of the butterflies at my window…

Facebook:  Empower Excellence  “financialwellnessforall”

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LinkedIn:  Janice Marie Litterst

Twitter:  @empowerwithjan

Email/Phone:  janicelitterst@gmail.com     440-670-2252

Your Family’s Culture…

Alone or together, everyone has a dream, and it may be affected by your family’s culture: religion, neighborhood, education, tradition. No matter what, every family has a culture! And the “talk” about your family with your family is step one to creating a true Legacy for Financial Wellness. Acceptance of who each member of the family is becomes the starting point.

It is also the first step to talking about your elders and your retirement, your ability to afford certain things in life, and to do basic estate planning. But “the talk” is also the most feared conversation to begin with your family. Everyone has a different take on money, on personal issues, and on how they choose to live their life. Once again it is important to:

*Consider

*Communicate

*Collaborate

*Compromise

YOU CAN DO “THE TALK” AND YOU WILL BEGIN TO UNDERSTAND YOUR FAMILY CULTURE…

Facebook:  Empower Excellence  “financialwellnessforall”

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LinkedIn:  Janice Marie Litterst

Twitter:  @empowerwithjan

Email/Phone:  janicelitterst@gmail.com     440-670-2252

On the Way to Legacy: Estate Planning, Yes.

The photo is anonymous, but the feelings are not!  This year I have had more than three friends who have lost a loved one unexpectedly within a few short days of becoming ill.  It is never easy, but, when it happens, it is too late to do the things you meant to do.  That call that comes is never pretty.  I have taken that all to heart, and I have sprung into action with my own family.  

I am taking responsibility for me.  

Why?  Because I know better, and I have provided documents in the past which are now outdated.  I have begun to update all of that.  This morning an updated Healthcare Power of Attorney has been completed and signed and authorized.  The General Power of Attorney is also complete on my end.

I cannot really talk about Legacy if I am not doing what needs to be done to accomplish that, now, can I?

Take heart and do what you need to do on your way to creating a Legacy!

Facebook:  Empower Excellence  “financialwellnessforall”

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LinkedIn:  Janice Marie Litterst

Twitter:  @empowerwithjan

Email/Phone:  janicelitterst@gmail.com     440-670-2252

Talk to Me, Talk to You, Talk!

Family Legacy in Financial Wellness…

So, now we are heading into the holiday season.  It is the time…the time when families gather for Thanksgiving and more, but do they really talk?  You may all gather around the table, you may all eat together, and you may argue, but do you really talk?

Everyone I know is craving “real” conversations.  And, if you are beginning to build a Family Legacy in Financial Wellness, this is a real conversation.  So begin it…

Talk to the family and friends you are thinking of including in your Legacy plan.  Make sure that they are really the people you want to build your future with and to build your after life Legacy with.  You do not have to discuss the Legacy per se, but you do have to begin conversations with them.  Otherwise, you are living in a fantasy world of what you think they are and why they are to be a part of your Legacy.  Make sure that their values and ethics match yours or you may be in your heavenly home some day looking down and asking yourself “What in heaven’s name have I done.  This is so wrong!”  But then it is too late.

So, begin to have conversations.  Be deliberate and begin.  People change, and over the years you may have changed and for certain others have changed too.  Talk.  You will not be sorry no matter how it turns out.

http://www.empowerexcellencewithjan.com

Facebook:  Empower Excellence  “financialwellnessforall”

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LinkedIn:  Janice Marie Litterst

Twitter:  @empowerwithjan

Email/Phone:  janicelitterst@gmail.com     440-670-2252

What are Your Values, Code of Ethics, and more…

Without values and ethics, there is emptiness…


FAMILY LEGACY OF FINANCIAL WELLNESS:

What do you want from those you work with, socialize with, and more?  Does it matter that they are honest, they have integrity, and they care sincerely about you?  Are you comfortable that all of your family members are on the same playing field with you?

There is so much involved in a discussion on values and ethics, and it must start with you and those closest to you.  This week is the start of the holiday season with Thanksgiving.  And for many that signals angst.  I hope not for you.  But, before someone else causes you to have anxiety, panic attacks, and more, take a few quiet moments–find them, I am sure you can!  In those moments, think seriously about what your values and ethics are.  Then, begin to think about those who are most important to you.  

As you prepare a foundation for a legacy of any sort, especially one for financial wellness for your family and others close to you, know what you are all about.

And then, when you do begin to work on your financial wellness legacy, let the following Code of Ethics from a professional group guide you with the financial professionals you choose to work with:

A professional must:

  1.  Act with honesty, integrity, competence and diligence.
  2. Act in the client’s best interest.
  3. Exercise due care.
  4. Avoid or disclose and manage conflicts of interest.
  5. Maintain the confidentiality and protect the privacy of client information.
  6. Act in a manner that reflects positively on the financial planning profession.

http://www.empowerexcellencewithjan.com

Facebook:  Empower Excellence  “financialwellnessforall”

Facebook:  Empower Excellence “It’s Your Money” LIVE and More

LinkedIn:  Janice Marie Litterst

Twitter:  @empowerwithjan

Email/Phone:  janicelitterst@gmail.com     440-670-2252

Wealthy Women Transform the World!

spirituality energy 4

Women are very good at creating legacies.  Women GIVE to the degree that 64% of online donations are made by women!  Girls at a young age want to make money because they learn that, if they want something and their parents will not buy it, then they want to have their own money.  Then they can buy what they want.  They are all for an allowance.  This is their first step into financial freedom.  It is an opportunity to care about their financial well-being, and that opportunity is carried with them through life to nurture family, close or not-so-close, with what is the foundation of a family legacy for financial wellness.  Beginning to acquire money at an early age actually helps instill the thought of abundance rather than lack, confidence rather than lack of confidence, optimism rather than pessimism.  And it is never too late to begin to look for the freedom that money brings…especially if you are a woman!